Manufactured/Mobile Homes |
Craft Cottage Modular Homes |
Built to lower specifications from lighter-weight materials |
Built to site-built building codes from high-quality building materials |
Not real property – homes are titled, not deeded |
Once set in place, the home is real property and taxed and deeded as such |
Short, usually 7’ ceilings |
Full 8’, 9’, or 10’ ceilings |
Less visually appealing, low-pitch roofs limit placement in certain communities |
More traditional, higher-slope roof pitches provide a premium, permanent look |
Begin losing value as soon as they leave the builder’s lot |
Appreciate just like other site-built, stick-built structures |
Often prohibited in certain locations |
Allowed anywhere a site-built home of the same floor plan would be allowed |
Limited financing options available for buyers |
All financing options, including Fannie Mae, Freddie Mac, VA, FHA, and USDA are available with no rate increases |
Usually fitted with small appliances, bath fixtures, and cabinetry |
Full-size cabinets, appliances, and fixtures |
Visible seams in double- and triple-wide units |
No visible seams inside or out |
Minimal wind/storm protection |
Certified for most wind zones in the Southeastern US |